One of the things that online service providers have come up with that supposedly helps is the "three question" procedure. In this procedure, you answer three questions ahead of time, questions that very few people would know about you. The company records both your selected question and your "official" answer. Then, if you ever lose or lose the memory of your password, you can answer one or more of the three questions and get a new password on line without having to wait for a mailed password or a human interrogation. This is really no different from the old "mother's maiden name" question and response except that it goes much deeper. And therein lies my concern.
For example I recently logged onto the Kaiser Permanente web page to make an appointment with my doctor. I was presented with a brand new page and logon procedure that I hadn't seen before. No autofill was allowed, nor could the machine "remember me" for this website. But the biggest difference was that they wanted me to select three questions and give them the "official" answers to these questions.
For my first question I could choose from
- What did your maternal grandfather do for a living?
- What is the name of your favorite book?
- If you could choose a new first name, what would it be?
- Who was your favorite musical artist in high school?
- What is your favorite author's last name?
- What is your maternal grandfather's first name?
- What is your mother's middle name?
- In what city was your mother born?
- etc.
- Who is your favorite historical person?
- Who is the most famous person you've ever met?
- What was your first pet's name?
- What is your all-time favorite movie?
- What was your first grade teacher's last name?
- Who is your favorite fictional character?
- At your first job, what was your boss's last name?
- What was your favorite teacher's last name?
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